Yes You Can! 3 Misconceptions about Having Bad Credit
Having bad credit can sometimes feel like having leprosy in the Bible. You are rejected by everyone around you and no one will help. But fear not. Bad credit does not have to stop you from having the life you want. Here are 3 misconceptions about having bad credit.
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There is nothing I can do about my bad credit score
If you are serious about improving your credit score, then this is the absolutely least true statement you can ever make about a credit score. The purpose of a credit score is to give you credibility. It shows that you can take responsibility for your actions and keep promises. If you want to improve a bad credit score, show that you are credible. Perhaps you wish to improve your score by making car payments. First visit a Buy Here Pay Here lender like CarLoanUnlimited.com and allow them to help you purchase the car you need. By making payments on time, your credit score will be improved and you will build your credibility with future lenders.
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It will be years before I can change my credit score
It takes as long to fix your credit score as it takes to fix old habits that dropped your credit score in the first place. A bad credit score is often the result of mistakes in the past. Perhaps you had overdue credit cards, missed payments, or other errors in your credit history. If you start now and work hard, you can improve your credit score in less time than you think. Start by paying off debts. Take each debt one at a time and keep working to make payments. Your score will change and your negative history will become just that, history.
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A bad credit score means I’m unqualified for loans
One of the biggest misconceptions about a bad credit score is that opportunities are out of reach. You think lenders will take one look at a bad credit score and reject you on the spot. You have nowhere to turn for help. The reality is that certain companies exist specifically to help individuals with poor credit. If you are looking for a car loan, a Buy Here Pay Here business like CarLoanUnlimited.com can help you into the car you want no matter your credit score. Visit our website for more ideas on improving your credit score.
